Posts tagged: Vendor Payments

ACH File Software vs Payment Processors (BILL, Melio): Which Do You Need?

October 29, 2026

A dated, side-by-side comparison of paying by ACH through a processor such as BILL or Melio versus sending your own NACHA file to your bank. Who moves the money, what it costs, and which one fits your business.

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What Is an ACH Prenote and When Should You Send One?

October 29, 2026

A prenote is a zero-dollar ACH entry that checks a bank account before you pay or debit it. What it does, what it cannot tell you, the Nacha waiting period, and when a prenote is worth the delay.

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